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Alt Doc & Low Doc Home Loans
Discover how self-employed Australians and borrowers with non-traditional income can qualify for a home loan without full financial documentation. Ideal for contractors, freelancers, and business owners looking for flexible lending options.
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Credit Score Improvement Tips
Your credit score plays a major role in your home loan approval and interest rates. This guide outlines simple, practical steps to improve your score—from managing credit card balances to checking your report and maintaining healthy credit habits before applying for a loan.
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Offset vs Redraw
Unsure whether an offset account or redraw facility is better for your home loan? This fact sheet breaks down how each option works, the pros and cons, tax considerations, and how they impact your interest savings. A must-read for borrowers wanting smarter loan strategies.
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Home Purchase Process
Buying a home can feel overwhelming—this easy-to-follow guide walks you through every stage of the home purchase journey. From understanding loan options and documentation to settlement and moving in, it's designed to give first-home buyers and investors clarity and confidence.
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Refinance Process
Refinancing can help reduce your rate, access equity, or restructure your loan. This fact sheet explains each step of the refinance process, including credit assessment, documentation, valuation, and settlement—providing a clear roadmap for homeowners wanting a better deal.
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